Quick question.

jasonxxx102 · Post by **jasonxxx102** » 22 Apr 2008, 09:04

Can you get convicted of credit card fraud if the person gave you the card number willingly? Also across state lines can you be convicted of crdit card fraud if only a small amount of money was spent?

Post by **Big-E** » 22 Apr 2008, 09:19

Yes, and crossing state lines,I believe, just put in in the hands of the Feds. LOL..good going. So, why are you committing credit card fraud if you have 1000's to spend on a game? Did you go over your budget?

PS. We are not legal professionals. Perhaps you may want to seek actual legal advice?

Nerdz · Post by **Nerdz** » 22 Apr 2008, 10:20

jasonxxx102 wrote:Can you get convicted of credit card fraud if the person gave you the card number willingly?

If the person gave it to you willingly without any trace of social engineiring... I guess he wanted you to use it no? Else, why would he gave it to you?

If you buy something for him on the internet and then he call for fraud... you would have to go in court and blah... maybe you should ask Swan about this...

jasonxxx102 · Post by **jasonxxx102** » 22 Apr 2008, 13:47

Not me lol
its for my friend he spent like $80 on some kids credit card and now this kid says hes pressing charges

Nerdz · Post by **Nerdz** » 22 Apr 2008, 14:55

Hmmm in my country you need to be 18+ to have a CC...

Post by **Gogeta70** » 22 Apr 2008, 15:42

Nerdz, in america, anybody can have a credit card, i got mine when i was 15...

Post by **Big-E** » 22 Apr 2008, 16:06

Pretty sure you need a parent to co-sign, I do not know a single 15 year old who would use a cc responsibly at that age.

Xonet · Post by **Xonet** » 23 Apr 2008, 06:14

Big-E wrote:Pretty sure you need a parent to co-sign, I do not know a single 15 year old who would use a cc responsibly at that age.

Indeed, and that's exactly why banks shouldn't be allowed to give them to anyone under 18. But i guess thats america.

Post by **DNR** » 23 Apr 2008, 08:35

Actually if the parent did sign up the credit card for the teen, then that adult will be the one suing you or pressing charges.

If you used the credit card to purchase something online, or if you received the cc# online, that does not constitute crossing statelines - but it does mean you are guilty of "using a computer to commit a crime" another charge they can add on to your current charge of "obtaining funds under false pretense" or "theft of a financial device".

If you are a minor yourself and since the dollar amount is low (you big time crook!) the police (not the feds - it is not a federal money dealio) will likely ask that you give back the money or face arraignment on several serious crimes.

DNR

jasonxxx102 · Post by **jasonxxx102** » 23 Apr 2008, 16:41

Does it get put on your criminal record if you give all the money back?

Post by **Big-E** » 23 Apr 2008, 18:44

As it stands in Canada, I unfortunately know the system by experience.

After 1 year, record is 'sealed' meaning it doesn't show up on a regular police check, but if they wanted to they could call the Police Station and find any sealed reports. But essentially, it`s not 'searchable'. After 5 years and with valid permission (ie good behavior) from the RCMP you can have the record destroyed.

Only 3 more years and I can have my record completely clean. Yay.

n3rd · Post by **n3rd** » 24 Apr 2008, 01:39

I seem to remember that CC companies only start caring if the amount is above 2k and the feds will come into play if the amount is 5k or higher.

so 80 dollars is like stealing a cookie from a bum

suck-o.com

Quick question.

Quick question.

Re: Quick question.

other charges